7.1.4. in the event of insolvency of the loan or partner or late payment by the originator of the credit or the partner in accordance with the cooperation agreement of the loan originator, the partner and the VA Marketplace, to take over the management of the debt in accordance with this agreement by the partner and to recall the authorization of the agent to the partner. After AV Marketplace has taken over the management of the claim by the partner, AV Marketplace is authorized and the agent irrevocably authorizes AV Marketplace to transfer the management of the right to third parties at the discretion of AV Marketplace. AV Marketplace or, in the event of a transfer of the management of the right by AV Marketplace to third parties, that third party is considered a partner under this agreement from the date on which AV Marketplace informed the partner of the management of the right or entrusted the management of the right to a third party by AV Marketplace. 7.3. By this agreement, the agent irrevocably authorizes AV Marketplace, as agent of the agent, to claim and recover late interest from the partner in favour of the agent, in accordance with the cooperation agreement of the beneficiary, partner and market place, if the lender or partner does not pay the sums that the borrower pays to the agent in accordance with the agreement or agreement. 6.7. The agent is aware and agrees that during the term of the contract, the partner has the right to make changes or enter into additional agreements to the loan agreement, without the prior agreement of the agent, provided that such changes or additional agreements do not result in changes to the borrower`s payments due to the loan contract or the postponement/deferral of maturity dates, with the exception of changes in the monthly payment date initiated by the borrower. When new laws are passed or current laws are amended after the contract is concluded, or the government or local authorities have made a decision requiring the partner to make changes to the loan contract resulting in changes to the borrower`s payments as a result of the loan contract or the renewal/deferral of maturities, the agent accepts that the partner makes such changes without the prior consent of the agent. The partner agrees to notify AV Marketplace of these changes introduced at least ten (ten) working days before it comes into force, while AV Marketplace notifies the agent within ten (ten) working days of receiving the notification from that partner and the agent recognizes it as mandatory.